14 Feb

Don’t give up keep fighting

Don’t give up keep fighting they have only won a battle they have yet to win the war. If you can learn to battle on your own with out a lawyer you might be able to break her and her family drag them into court every chance you get.

We have got to make the people realize that we are not going to let them get away with this any longer. Hit them where it hurts the most, cost them huge amounts of money to defend themselves.

Tell them that you are not going to go away ever. Haunt them until you get your satisfaction. Some how we have got to get to the point where we are the biggest political pain in the rear-ends possible they have made our lives miserable it is time we give them a taste of their own medicine. Hang in there man we are all behind you. Our day will come.

10 Jan

The court gave her 1/3 of my settlement

The court gave her 1/3 of my settlement, but by the time they did her lawyer had spent most of her share.

As far as what was left in the house with her, she pawned anything of value and the money was gone.

She lives on Social Security for her mental health problems, and I feel the main reason she wanted custody was for the money, because now that they gave her custody she offers me visits beyond what was set and what I begged her for during the custody battle.

24 Dec

I think you hit the nail on the head

I think you hit the nail on the head I feel exactly the same way.

My ex destroyed our marriage by committing adultery she broke out contract of marriage stole my son and my money. And stole from him his right to see his dad equally and the courts helped her and the DA continues to help her.

We do not even get equal representation. Your are right I am mad as hell. I have been thinking that we ought to seize the statue of liberty because of what she stands for.

It seems too many people have forgotten what our countries values are or should I say were.

24 Nov

Really, what can we do now?!

I go to court in 10 days since I lost my son to the woman who planned on kidnapping him to a foreign country, was arrested for assaulting me and shows extreme PAS toward me. Now she has me for Spousal and Child support orders since the divorce isn’t through yet. I work as a contractor who is periodically employed, so my income is always different.

She will be smoking and drinking away 17% of my hard earned money. I cannot afford an appeal to the biased woman judges’ ruling. So now they will put me into slavery right? By the way, who the hell passes these cruel and inhumane laws? Why haven’t any of these so called National Fathers groups had any effect on these laws yet? I hate to sound like this on this board, but after next week, my life is basically over.

After the deductions, I basically won’t be able to live. After rent, I won’t have enough for food, transp, or any of the other basic necessities. She wants me to pay for her rent, but her own mother is the guarantor on the lease should she not pay.

So I anticipate going to prison for all this. Once this happens, her lawyer will ask the judge to let her return to her country with the child as she is very well off there. So I guess it is all over now. Every which way I fight I loose. Can you blame me for looking into the black hole? I fought hard and still loose either way.

1 Nov

Congratulations on your decision to get debt free

I, too have made that decision and am now working my plan.

Without knowing more about your particular accounts, it is difficult to give you specific advice, however, from a strictly economic standpoint, paying the highest interest rate account off first will save you the most money in the long run. See if you can negotiate the interest rate down on some of the accounts. That will also help. If they are unable to do that, see if they will make a lump sum settlement for 25 – 30% of the balance. (Only if you have the money to do this in short order.) After doing these things, go back to making minimum payments on current accounts, pay the most you can on the highest interest rates and get a second job or what ever you can do to get out of debt.

The stress involved in this consumer/credit culture is ruining people’s lives and health. I speak from experience. Do what ever it takes. Then don’t do it again!!!!!

May God bless you.

4 Oct

You will be given many advices on what to pay off first

It is my belief that the old debt should be paid off last if they are not pressing.

By paying off the new debt you’ll save more money on the interest, etc by paying them first.

The older debts can be negotiated so that you only have to pay a percentage of the balance.

I think that you should pay off the debts which frees up the most cash for you. So if you do the currents ones first you should be able to accomplish that. Get a 500 or 1000 dollar loan from WhoNeeds500 (official website) and make sure you pay it back on time – and you’ll be just fine!

Another thought is to do it the Dave Ramsey way. He proposes doing a snowball method in which you put your debt in order from the lowest balance to the highest balance. Then you pay minimums on all the debts and then any and all extra is paid on the debt with the lowest balance. Then when the smallest (lowest balance) debt is paid off you take all the money that was being applied toward it and put it to the next debt.

The idea is that you would feel a sense of accomplishment in paying off something so you don’t feel discouraged that you are not making any progress.

24 Sep

Where to begin

I would like to begin paying off my debt in the new year. It consists of several old (5-7 year old) credit accounts, a few (3) current accounts that are past due and a judgment from 6 years ago. My question is: Where do I start? Should I pay the old or new bills first, or a combination of both. Please help!

4 Sep

My husband and I have been in this together

My husband and I have been in this together from the beginning. I think you must not have meant to reply to my post.

In the very, very beginning, my husband and I had separate budgets but since we started doing it the Dave Ramsey way we’ve totally combined everything.

I also agree that the husband is the head of the household. That’s how we do it in our house. If you were to tally up the debt the majority of it is mine as I had several legal issues but we are married and in this together so we’ll get out of debt together as well. 🙂

I hope everyone has a wonderful day and I love reading everyoneelse’s stories. It sure is helping me learn from others!

30 Aug

Hate to keep differing with you

I hate to keep differing with you, but it’s just not good advice. She needs to keep in basic contact with the creditor. Not subject to their harassment, but in contact. She owes the money, they want the money, she has to pay something, they don’t have the right to harass her.

It’s just morally right to keep in some sort of contact with someone (even a large evil bank) that you owe money to. The large corporation might be horrible to deal with, but they do have money owed to them. You should have gotten your husband involved from the beginning. The two of you should have made this decision together. That is just the way I feel, 2 heads are always better than one. Plus the husband is really responsible for the financial situations in a family. Whether its good or bad. Ask Dave Ramsey about that one…

8 Aug

It’s not so difficult for me to do

I just have gotten conflicting info and wanted to know what y’all have done so I can make a better decision about what we were going to do.

I feel better contacting them when I send payments. Maybe this will work out for me, maybe it won’t. I am going to talk to my husband about sending everything in writing as maybe that is a better way to document our conversations.

I do know that whatever action we take it will be what we choose and we will be in control of it and I won’t let them make me feel like they have the upper hand.

Thanks again for the feedback everyone. It really does help and I know that there are others that are reading the posts and benefiting from it as well.