24 Sep

Where to begin

I would like to begin paying off my debt in the new year. It consists of several old (5-7 year old) credit accounts, a few (3) current accounts that are past due and a judgment from 6 years ago. My question is: Where do I start? Should I pay the old or new bills first, or a combination of both. Please help!

4 Sep

My husband and I have been in this together

My husband and I have been in this together from the beginning. I think you must not have meant to reply to my post.

In the very, very beginning, my husband and I had separate budgets but since we started doing it the Dave Ramsey way we’ve totally combined everything.

I also agree that the husband is the head of the household. That’s how we do it in our house. If you were to tally up the debt the majority of it is mine as I had several legal issues but we are married and in this together so we’ll get out of debt together as well. 🙂

I hope everyone has a wonderful day and I love reading everyoneelse’s stories. It sure is helping me learn from others!